Banco Guru
Guides
Tools
Comparisons
Security
Help
Subscribe

Loan comparator

Coming soon

Comparators · Loans

🧮 Loan comparator

Compare personal, consumer and other loans by total cost (not just the monthly payment), available terms, related insurance, requirements and prepayment conditions.

Filter by countryComing soon

We’re preparing the comparator for Ecuador. Planned official source: the Superintendency of Banks and the Superintendency of Popular and Solidarity Economy (SEPS).

Results are for reference only and are not actual figures. Values depend on the country, the financial institution, taxes and current laws, and must be validated with an authorized financial institution. Banco.guru is an educational guide to what can be achieved; it does not offer products or personalized financial advice.

What will we compare?

When the comparator is ready, you’ll be able to filter by country and see, side by side, the criteria that most affect cost and value:

  • Interest rate and total cost of credit (depending on the country: TEA, CAT, CFT, TCEA)
  • Required insurance and origination or administration fees
  • Available terms and amounts
  • Prepayment penalties or conditions
  • Requirements, collateral and approval times
  • Channels and transparency of information

How we build our comparators

  • Official sources first: information published by regulators and by the institutions themselves.
  • Visible verification date on every data point, so you know how up to date it is.
  • No made-up data: if a data point isn’t verified, we don’t show it.
  • Education, not sales: banco.guru doesn’t sell financial products; the goal is to help you compare with good judgment.

Meanwhile, use these tools

See all →
Loan payment calculatorCalculate your monthly payment, total interest and amortization schedule.Open tool →How much can I borrow?Starting from the payment you can afford, estimate the maximum loan amount.Open tool →Borrowing capacity calculatorFind out what extra payment you could take on without going over a healthy limit.Open tool →

Guides to compare with good judgment

Última revisión: · Información referencial; valida tu caso con una institución financiera.