Authorized financial institutions in Ecuador
Banks, credit unions and mutual savings associations listed in the registries of the Superintendency of Banks and the SEPS, with the date of each source.
In Ecuador, banks are supervised by the Superintendency of Banks, and credit unions and mutual savings associations by the SEPS. According to their official registries, there are 28 banks (23 domestic private, 1 foreign and 4 public) and 393 institutions in the popular and solidarity financial sector, 4 of which are mutual savings associations.
What type of institution are you looking for?
Private banks
23 domestic and 1 foreign, according to the Superintendency of Banks registry.
Credit unions
389 institutions in the popular and solidarity sector, by segment.
Mutual savings associations
4 mutual savings and loan associations for housing.
How many institutions are in each registry?
| Type | Institutions | Regulator |
|---|---|---|
| Domestic private banks | 23 | Superintendency of Banks |
| Foreign private banks | 1 | Superintendency of Banks |
| Public banks | 4 | Superintendency of Banks |
| Credit unions and other SFPS institutions (segments 1 to 5) | 389 | SEPS |
| Mutual savings associations | 4 | SEPS |
How are they distributed by segment?
The SEPS places each institution in a segment according to its assets: segment 1 groups those with more than 80 million dollars and segment 5 those with up to 1 million.
| Segment | Institutions |
|---|---|
| Segment 1 | 50 |
| Segment 2 | 66 |
| Segment 3 | 92 |
| Segment 4 | 136 |
| Segment 5 | 49 |
Official sources: Public Registry Search of the Superintendency of Banks (page updated on August 17, 2026, accessed on October 21, 2026) and SEPS 2026 Segmentation of SFPS Institutions (registry of active institutions as of June 1, 2026).
Reference and educational information. Banco.guru is only a guide: it is not a bank and does not sell financial products. Data, examples and results are for reference only and are not real; they depend on the country, the financial institution, taxes and current laws. Always confirm your case with an authorized financial institution before deciding.
Last reviewed: October 21, 2026. Email us at hola@banco.guru if you see anything that needs correcting.